The cabinet plans a new tax on investment gains from 2028, and a row over paper gifts shows the coalition has not agreed how to pay for it.

If you live outside the big cities, the cabinet's plans could change how buses, taxis and other local transport are run and how you reach a hospital.

If your connection is larger than your home or business uses, you may be paying more every year than necessary.

If you have a student loan, you will pay more interest from 2027, and people on the older 15-year scheme face the biggest jump.