The Netherlands, explained in English · Monday 12 October 2026Mon 12 Oct

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Economy

Rabobank raises its savings rate to 1.6 percent from next Wednesday

Rabobank savers with up to 10,000 euros will earn 0.1 percentage point more, while the national average rate sits near 1.3 percent.

Rabobank is raising its savings rate from 1.5 percent to 1.6 percent, an increase of 0.1 percentage point. The new rate takes effect next Wednesday.

The 1.6 percent rate applies to savings balances up to and including 10,000 euros. For a saver with a full 10,000 euros, the extra 0.1 point is worth about 10 euros a year before tax.

Average savings rate has hovered around 1.3 percent since late 2025

Percent · Sep 2024–Aug 2026

1.21.31.41.51.61.7Sep 2024: 1.61Oct 2024: 1.62Nov 2024: 1.61Dec 2024: 1.64Jan 2025: 1.6Feb 2025: 1.59Mar 2025: 1.58Apr 2025: 1.51May 2025: 1.37Jun 2025: 1.36Jul 2025: 1.31Aug 2025: 1.31Sep 2025: 1.3Oct 2025: 1.29Nov 2025: 1.29Dec 2025: 1.29Jan 2026: 1.29Feb 2026: 1.29Mar 2026: 1.29Apr 2026: 1.29May 2026: 1.29Jun 2026: 1.3Jul 2026: 1.3Aug 2026: 1.311.641.29Sep 2024Jan 2025May 2025Sep 2025Jan 2026Aug 20261.31

Average savings rate has hovered around 1.3 percent since late 2025 (percent). From 1.61 in Sep 2024 to 1.31 in Aug 2026; highest 1.64 in Dec 2024, lowest 1.29 in Oct 2025. Source: DNB.

Data: Average savings rate has hovered around 1.3 percent since late 2025
Itempercent
Sep 20241.61
Oct 20241.62
Nov 20241.61
Dec 20241.64
Jan 20251.6
Feb 20251.59
Mar 20251.58
Apr 20251.51
May 20251.37
Jun 20251.36
Jul 20251.31
Aug 20251.31
Sep 20251.3
Oct 20251.29
Nov 20251.29
Dec 20251.29
Jan 20261.29
Feb 20261.29
Mar 20261.29
Apr 20261.29
May 20261.29
Jun 20261.3
Jul 20261.3
Aug 20261.31
Source: DNB | NLnow graphic

Figures from DNB, the Dutch central bank, show the average rate on notice savings accounts held by households fell from 1.64 percent in December 2024 to 1.29 percent in October 2025. It stayed there until May 2026 and edged up to 1.31 percent in August 2026.