Dutch savers now get 2.67% on new term deposits

Dutch households got an average of 2.67% on new term deposits in September 2026, up from 2.56% in August, according to DNB, the Dutch central bank. A year earlier the rate was 2.37%.

The rate on term deposits, where money is locked away for a fixed period, has risen every month since January 2026, when it stood at 2.25%. That was the lowest rate since at least October 2024.

Term deposit rates have climbed since January while savings rates stayed flat

% · Oct 2024–Sep 2026

Term deposit rates have climbed since January while savings rates stayed flat (%). From 2.69 in Oct 2024 to 2.67 in Sep 2026; highest 2.69 in Oct 2024, lowest 2.25 in Jan 2026. Source: DNB.

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Data: Term deposit rates have climbed since January while savings rates stayed flat

Item	%
Oct 2024	2.69
Nov 2024	2.63
Dec 2024	2.49
Jan 2025	2.48
Feb 2025	2.37
Mar 2025	2.4
Apr 2025	2.45
May 2025	2.37
Jun 2025	2.3
Jul 2025	2.47
Aug 2025	2.39
Sep 2025	2.37
Oct 2025	2.34
Nov 2025	2.32
Dec 2025	2.27
Jan 2026	2.25
Feb 2026	2.31
Mar 2026	2.4
Apr 2026	2.45
May 2026	2.5
Jun 2026	2.53
Jul 2026	2.55
Aug 2026	2.56
Sep 2026	2.67

The average rate on outstanding savings accounts was 1.31% in September, against 1.30% a year earlier. It stood at 1.29% from October 2025 to May 2026, then edged up to 1.30% in June and July and 1.31% in August and September.

Savings rates were higher in late 2024, at 1.62% in October of that year, and fell to 1.37% by May 2025 and 1.31% by July 2025.