CZ raises health insurance premium by €17.26 for 2027
The insurer's most popular basic policy will cost €177.25 a month next year, and customers can switch insurer until 31 December 2026.
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Illustrative photo: Friedrich Haag / CC BY-SA 4.0
CZ said on Friday that the monthly premium for its most popular basic policy will rise by €17.26 to €177.25 in 2027.
People can switch to another health insurer until 31 December 2026 at the latest. CZ director Joep de Groot expects the rise to bring extra questions from customers and more people switching.
“For everyone who will pay 17 euros more, that is painful,” De Groot said. He still called the rise a considered choice. “We're seeing waiting lists at hospitals and in mental health care. We think it's sensible to invest more, so our customers can get better access to care,” he said.
De Groot said care costs keep rising for several reasons: an ageing population, more people who are ill, the cost of new technology, and people wanting care close at hand. He also said paying for care is “incredibly valuable”, because in the Netherlands people can go to hospital without worrying about the cost.
His advice to people choosing an insurer: “Don't just go on price. Think about what care you're likely to need next year, and pick the cover that suits that.”
Health insurance prices in October 2026 were 2.2% higher than a year earlier, Statistics Netherlands (CBS) figures show. All consumer prices rose 3.7% over the same period.
Year-on-year, health insurance prices rose 7.1% in November and December 2024, 5.4% in every month of 2025 and 2.2% in every month of 2026 so far, CBS figures show. All consumer prices rose 4.1% in December 2024 and 2.4% in January 2026.
Health insurance price rises have slowed since late 2024
% change on a year earlier · Nov 2024–Oct 2026
Health insurance price rises have slowed since late 2024 (% change on a year earlier). From 7.1 in Nov 2024 to 2.2 in Oct 2026; highest 7.1 in Nov 2024, lowest 2.2 in Jan 2026. Source: CBS.
View data
| Item | % change on a year earlier |
|---|---|
| Nov 2024 | 7.1 |
| Dec 2024 | 7.1 |
| Jan 2025 | 5.4 |
| Feb 2025 | 5.4 |
| Mar 2025 | 5.4 |
| Apr 2025 | 5.4 |
| May 2025 | 5.4 |
| Jun 2025 | 5.4 |
| Jul 2025 | 5.4 |
| Aug 2025 | 5.4 |
| Sep 2025 | 5.4 |
| Oct 2025 | 5.4 |
| Nov 2025 | 5.4 |
| Dec 2025 | 5.4 |
| Jan 2026 | 2.2 |
| Feb 2026 | 2.2 |
| Mar 2026 | 2.2 |
| Apr 2026 | 2.2 |
| May 2026 | 2.2 |
| Jun 2026 | 2.2 |
| Jul 2026 | 2.2 |
| Aug 2026 | 2.2 |
| Sep 2026 | 2.2 |
| Oct 2026 | 2.2 |
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