The Netherlands, explained in English · Saturday 10 October 2026Sat 10 Oct

Guide

Dutch health insurance: deadlines to switch insurer

To switch Dutch health insurer for next year, cancel your current policy by 31 December and take out the new one by 1 February; it then covers you from 1 January. Insurers publish next year's premiums before 12 November.

Sources

Rijksoverheid: switching health insurer

Last updated 10 October 2026.

Key dates

DateWhat
Thu 12 Nov 2026Health insurers have published 2027 premiums: Insurers announce next year's premiums and policy conditions before 12 November.
Thu 31 Dec 2026Last day to cancel your health insurance: Cancel by 31 December if you want to switch insurer for 2027.
Mon 1 Feb 2027Last day to take out new health insurance: A new policy taken out by 1 February covers you from 1 January.
Source: Rijksoverheid.

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