Forecasts and draft budget measures

Your money in 2027

Prices are rising faster again and, for a typical household, purchasing power slips slightly next year. What the official figures say, and what changes in your pay and bills.

Sources

CBS, consumer prices (table 86141NED)

Miljoenennota 2027, Ministerie van Financiën (CPB forecasts)

Last updated 7 October 2026. We add the 2027 minimum wage, health insurance premiums and allowances when they are published.

NLnow newsroom

3.4%

inflation in September 2026, up from 2.4% in January

−0.1%

expected change in purchasing power for a typical household in 2027

+3.8%

expected wage growth in 2027, after +4.2% in 2026

4.0%

expected unemployment in 2027

Prices

Prices are rising faster again since the spring

Inflation, % change on a year earlier

Consumer price index, all spending. Source: CBS

Pay and purchasing power

Wages keep ahead of prices, but purchasing power stalls

Forecast, % change, 2026 and 2027

Purchasing power is the median change for all households. The government says the outlook worsened mainly because higher energy and fuel prices push up inflation. Source: CPB forecasts in the Miljoenennota 2027

What changes for you

Pay: the employment tax credit (arbeidskorting) goes up by €173 and income tax in the first two brackets drops by 0.06 percentage points in 2027.
Pensioners: the tax credit for older people (ouderenkorting) goes down by €100 in 2027.
Higher earners: the point where the top income tax rate starts stays at its 2026 level in 2027.
Health care: the planned €60 increase of the deductible (eigen risico) is postponed to 2028; health insurance premiums rise as a result.
Bills: the tax on tap water goes up by 10 cents in 2027.
Health costs: the tax deduction for specific healthcare costs disappears from 2028.

The income tax changes are a 'technical' first version; final rates are set in the tax plan (Belastingplan) that parliament votes on this autumn. The full budget: The 2027 Dutch budget, explained.

Still to come

Health insurance premiums 2027: Insurers announce next year's premiums in the autumn. You can switch insurer for 1 January.
Minimum wage 2027: The minimum wage is adjusted on 1 January and 1 July. The January amounts follow later this year.
Allowances (toeslagen): Next year's amounts for the healthcare and rent allowances are set later in the year.

The words you will hear

Koopkracht: Purchasing power: how much your income can buy after prices change. A drop of 0.1% means that, for the typical household, income grows slightly less than prices.
Arbeidskorting: The employment tax credit: a reduction of income tax for people in work, so that working pays more than not working.
Eigen risico: The mandatory deductible in Dutch basic health insurance: the amount adults pay themselves each year before the insurer pays most care costs. GP visits are exempt.
CPB: The Centraal Planbureau, the independent government agency that makes the official economic forecasts used for the budget.