# Pension providers must show how your choices change your pension

> The financial markets regulator AFM says pension providers must give members clearer information on how their choices change the size of their pension.

Economy · published 2026-10-27 09:08 · https://nlnow.nl/a/pension-providers-must-show-members-what-their-choices-cost/

The AFM says the guidance that pension providers (pensioenuitvoerders) give members on their choices (keuzebegeleiding) can be better. In a report, the regulator says information on the consequences of those choices must improve.

The AFM says pension providers regard good guidance as important, and that it is essential for members. It says providers should tell members about all the choices open to them, through the channel members prefer.

The information should also show what each choice means for the pension, including the quantitative impact, the AFM says. Participants need this to decide which choices are interesting for them.

Before their choices become final, members must see how much higher or lower their pension will be under a given choice and combination of choices, the regulator says.

## Background

- **AFM (Autoriteit Financiële Markten)**: The Dutch Authority for the Financial Markets, which supervises financial markets and how financial firms treat consumers and investors.

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