# Savers earn 2.56% on new term deposits

> The average rate on new term deposits for households reached 2.56% in August, according to De Nederlandsche Bank (DNB). Rates on ordinary savings accounts stayed level with a year earlier.

Economy · published 2026-10-20 06:50 · https://nlnow.nl/a/dutch-term-deposit-rates-rise-for-sixth-month-running/

Dutch households earned an average of 2.56% on new term deposits in August 2026, up from 2.39% a year earlier, according to the Dutch central bank, DNB. The rate has risen every month since February 2026.

The average rate on outstanding savings accounts was 1.31% in August, exactly the same as in August 2025. It was 1.29% from October 2025 through May 2026, then edged up to 1.30% in both June and July, and to 1.31% in August.

The term deposit rate fell from 2.8% in September 2024 to a low of 2.25% in January 2026 before turning upward.

**Savings rates have barely moved since mid-2025** (%; source: DNB)

- Sep 2024: 1.61
- Oct 2024: 1.62
- Nov 2024: 1.61
- Dec 2024: 1.64
- Jan 2025: 1.6
- Feb 2025: 1.59
- Mar 2025: 1.58
- Apr 2025: 1.51
- May 2025: 1.37
- Jun 2025: 1.36
- Jul 2025: 1.31
- Aug 2025: 1.31
- Sep 2025: 1.3
- Oct 2025: 1.29
- Nov 2025: 1.29
- Dec 2025: 1.29
- Jan 2026: 1.29
- Feb 2026: 1.29
- Mar 2026: 1.29
- Apr 2026: 1.29
- May 2026: 1.29
- Jun 2026: 1.3
- Jul 2026: 1.3
- Aug 2026: 1.31

## Background

- **DNB (De Nederlandsche Bank)**: The Dutch central bank. It is part of the European system of central banks and supervises banks, insurers and pension funds.

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