# Dutch savers now get 2.67% on new term deposits

> The average rate on new household term deposits rose to 2.67% in September, according to central bank DNB, while the rate on savings accounts barely moved at 1.31%.

Economy · published 2026-11-03 05:53 · https://nlnow.nl/a/dutch-term-deposit-rate-climbs-to-2-67-highest-in-a-year/

Dutch households got an average of 2.67% on new term deposits in September 2026, up from 2.56% in August, according to DNB, the Dutch central bank. A year earlier the rate was 2.37%.

The rate on term deposits, where money is locked away for a fixed period, has risen every month since January 2026, when it stood at 2.25%. That was the lowest rate since at least October 2024.

**Term deposit rates have climbed since January while savings rates stayed flat** (%; source: DNB)

- Oct 2024: 2.69
- Nov 2024: 2.63
- Dec 2024: 2.49
- Jan 2025: 2.48
- Feb 2025: 2.37
- Mar 2025: 2.4
- Apr 2025: 2.45
- May 2025: 2.37
- Jun 2025: 2.3
- Jul 2025: 2.47
- Aug 2025: 2.39
- Sep 2025: 2.37
- Oct 2025: 2.34
- Nov 2025: 2.32
- Dec 2025: 2.27
- Jan 2026: 2.25
- Feb 2026: 2.31
- Mar 2026: 2.4
- Apr 2026: 2.45
- May 2026: 2.5
- Jun 2026: 2.53
- Jul 2026: 2.55
- Aug 2026: 2.56
- Sep 2026: 2.67

The average rate on outstanding savings accounts was 1.31% in September, against 1.30% a year earlier. It stood at 1.29% from October 2025 to May 2026, then edged up to 1.30% in June and July and 1.31% in August and September.

Savings rates were higher in late 2024, at 1.62% in October of that year, and fell to 1.37% by May 2025 and 1.31% by July 2025.

## Background

- **DNB (De Nederlandsche Bank)**: The Dutch central bank. It is part of the European system of central banks and supervises banks, insurers and pension funds.

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